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The hustle, bustle, and bright lights of the city or the quiet comfort of the suburbs? It's the eternal question for many people when buying a house, and the answer depends on a number of important factors. Your personal preference, financial picture, family status, desired home, and your idea of the ideal community will all factor into the equation. Our real estate agents love helping shoppers decide on the right location for their home, so let's take a closer look at the differences between suburban and big-city living.

Homeownership gives you a new sense of freedom. You'll have no landlord to chastise you about pets or children and no complaining neighbors down the hall. You can control your own heat and change your locks. If you're inspired to make big changes, you can tear down your walls and transform your home into an open-plan configuration.
Our real estate agents understand that homeownership comes with big choices and bigger responsibilities. These six must-do recommendations can guide you as you learn to cope with your new responsibilities.

Buying a house is a major decision. Your first real estate purchase will be the biggest investment you've ever made, and it will stick with you for years to come, in the form of principal payments, interest charges, and other fees. That is s why it's so important to slip out of your wide-eyed newbie mode, and develop some strategies and skills that have served countless home buyers before you. Instead of buying a house blindly, make sure you are aware of these common mortgage mistakes, and how you can avoid falling into the same pricey trap.

Coming up with the down payment for a home is one of the biggest roadblocks for many first-time buyers. Many lenders require a down payment of 20 percent, which can be quite a chunk of change. Although there are lending programs that can take that percentage as low as 3.5, with 20 percent you'll have a better chance of getting approved for a loan, a lower interest rate, more equity in your home, and a lower monthly payment. There are closing costs to consider as well. While saving for a house may seem daunting, there are simple ways to cut costs and squirrel money away.

Buying your first home is one of the most exciting--and stressful--events in your life. It may be the biggest purchase you ever make, so you want to choose wisely and pick a house you can afford. To make this happen, arm yourself with the right information before you start your house hunt can ultimately help you buy with confidence.
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